---
title: Tightening Monetary Policy and Fragile U.S. Banks
url: https://www.ml-quant.com/papers/ssrn/4587122/
site: ML-Quant (https://www.ml-quant.com)
updated: 2026-09-26
license: Summaries CC BY 4.0; links go to the original sources
index: https://www.ml-quant.com/llms.txt
identifier: SSRN 4587122
source_url: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4587122
featured: 2023-10-04
citations: unknown
topic: Risk, Credit & Banking
---


# Tightening Monetary Policy and Fragile U.S. Banks

A study warns that increasing interest rates could cause significant losses for U.S. banks, particularly those with low capital and high uninsured leverage, potentially leading to bank runs.

- Source: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4587122
- Identifier: SSRN 4587122
- Released: 2023-03-24
- First featured: Quant Letter No. 18 (2023-10-04): https://www.ml-quant.com/issues/2023-10-04/
- Citations (Semantic Scholar): not tracked
- Published in: not yet
- Topic: Risk, Credit & Banking

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