---
title: Drivers of Credited Interest Rate on UL Insurance
url: https://www.ml-quant.com/papers/ssrn/4977807/
site: ML-Quant (https://www.ml-quant.com)
updated: 2026-09-26
license: Summaries CC BY 4.0; links go to the original sources
index: https://www.ml-quant.com/llms.txt
identifier: SSRN 4977807
source_url: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4977807
featured: 2024-10-09
citations: unknown
topic: Risk, Credit & Banking
---


# Drivers of Credited Interest Rate on UL Insurance

The research explores the factors influencing the credited interest rate on universal life insurance in China, showing a positive long-term effect of insurance company operations and market interest rate trends on credited interest rates.

- Source: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4977807
- Identifier: SSRN 4977807
- Released: 2024-10-07
- First featured: Quant Letter No. 69 (2024-10-09): https://www.ml-quant.com/issues/2024-10-09/
- Citations (Semantic Scholar): not tracked
- Published in: not yet
- Topic: Risk, Credit & Banking

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