---
title: Artificial Intelligence and Relationship Lending
url: https://www.ml-quant.com/papers/ssrn/5241807/
site: ML-Quant (https://www.ml-quant.com)
updated: 2026-09-26
license: Summaries CC BY 4.0; links go to the original sources
index: https://www.ml-quant.com/llms.txt
identifier: SSRN 5241807
source_url: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=5241807
featured: 2025-06-25
citations: 3
topic: ML & AI Methods
---


# Artificial Intelligence and Relationship Lending

The research explores the impact of AI adoption in credit scoring and relationship lending by banks, suggesting that AI investments can help banks manage the effects of relationship lending on credit supply and decisions.

- Source: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=5241807
- Identifier: SSRN 5241807
- Released: 2025-05-05
- First featured: Quant Letter No. 103 (2025-06-25): https://www.ml-quant.com/issues/2025-06-25/
- Citations (Semantic Scholar): 3
- Published in: not yet
- Topic: ML & AI Methods

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